Unfortunately, greed plays an integral part in the mind of the common investor. All too often, bad behavior takes over, forcing the right decision to take a back seat to greed. In order to avoid losing the money you desperately need in retirement, you have to remove some risk from the equation.
The biggest step in determining a proper risk to safe ratio is to know how much risk you can afford to take. Without an income plan in place for your retirement paycheck, how do you know if you are over-exposed?
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